Reward Credit Cards

Reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards "reward" you for using them with cash back incentives, airline miles and rebate programs.

Credit Cards with Rewards Programs
Credit Cards with Rewards Programs usually "reward" the card holder incentives, rebates and even cashback rewards for purchases they make on their credit card. You can get additional airline miles, cashback rewards or discounts on merchandise for each dollar charged on such a card. Rewards Cards usually require better than average credit for approval.

Airline Mile Credit Cards
Put simply, airline mile credit cards or frequent flyer credit cards give you airline miles credits (or frequent flyer miles) whenever you use your card. Typically, you as the cardholder accumulate "points" based on the dollar amount of your credit card purchases over a period of time. Based on a predetermined point level, you can then redeem those points for airline travel (much like frequent flyer miles).

Each airline mile credit card is a bit different; therefore, be sure to read the fine details in the card’s terms and conditions to find out how many airline miles you gain for every dollar spent in purchases. Also, watch out for how many airline miles you will need to accumulate before you qualify for a free airline ticket. Finally, find out whether or not airline miles expire if you do not use them within a specified amount of time. Because airline mile reward programs can be costly for credit card companies, many airline mile credit cards come with an annual fee. These cards are great for people who frequently travel or for those who want to use their cards to plan vacations, but the associated fee might make them impractical for other types of cardholders.

Cash Back Credit Cards
Cash back credit cards give you cash rewards for making purchases with the card. The more the card is used, the more cash rewards you usually get. Most cash back rates are around 1% of your total purchases, excluding interest and finance charges. However, some cards offer a higher cashback percentage with increased usage while still others offer a higher cash back percentage at select merchants or for particular types of purchases. Since cash back programs are costly to the credit card companies, some cash back credit cards also have an annual fee, which can vary from $50 to $100. This type of card is particularly good for people who are faithful about paying off their balances each month. If used appropriately a cash back credit card can earn the cardholder a significant amount of money over time.

Financial Rewards® Visa® Platinum Plus® Card
	0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles. Earn 5 bonus points with your first purchase. * Points do not expire for 5 years No Annual Fee Card issued by FIA Card Services, NA.

Advanta Platinum w/ Rewards
	0% APR on balance transfers for 15 months 7.99% Fixed APR thereafter  5% Cash Back or Travel Rewards No Annual Fee

Platinum Consumer w/Rewards from Advanta
	0% APR on balance transfers for 15 months 7.99% Fixed APR thereafter  5% Cash Back or Travel Rewards No annual fee

American Express® Preferred Rewards Gold Card

No annual fee for the first year - $125 Thereafter Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card! No Pre-Set Spending Limit The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards. Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. Global Assist® Plus Hotline and many more benefits included. Express Approval. Get a decision in less than 60 seconds.

American Express® Preferred Rewards Green Card

No annual fee for the first year - $95 Thereafter Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card! The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs Purchase Protection Plan protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. Many other travel and shopping benefits No Pre-set Spending Limit Express Approval. Get a decision in less than 60 seconds.

Blue from American Express®
	Fee-Free Rewards Program. 0% APR for up to 15 months. No Annual Fee Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance. Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.

Blue Cash® from American Express
	Up to 5% Cash Back with Unlimited Cash Rewards Earn unlimited cash back 0% Intro APR for 6 months Low Balance Transfer rate - 4.99% fixed APR for the life of the balance No Annual Fee

IN:CHICAGOSM Card from American Express®
	Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Chicago or not. Points have no expiration date and you can redeem points for rewards in Chicago, New York and Los Angeles. 0% APR for 6 months. No Annual Fee

IN:LASM Card from American Express®
	Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not. Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York. 0% APR for 6 months. No Annual Fee

IN:NYC ® Card from American Express
	Earn one INSIDESM Rewards point for virtually every eligible dollar you spend in New York City. Points have no expiration date and you can redeem points for rewards in New York. Option to carry a balance 0% APR for 6 months

SkyPoints™ Credit Card from Delta and American Express
	Always Double SkyPoints™ on everyday purchases and Delta purchases Plus, receive a $75 statement credit on your Delta airfare purchase. Redeem SkyPoints™ for up to 75% off airfare First year fee-free ¿ a savings of $49 No blackout dates - No seat restrictions - No redemption fees

Total Rewards® Visa® by Harrah's Entertainment

Earn 1 Reward Credit for every $1 you charge in net retail purchases anywhere–at the grocery store, mall gas station, online, even when you pay recurring monthly bills.* These Reward Credits will be added to your Total Rewards account balance, which can also earned by your gaming play at any Harrah's Operating Company casino. 0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first twelve billing cycles.

Starwood Preferred Guest® Credit Card

Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights. Use Starpoints® for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners. First year fee-free and $45 thereafter.

Hawaiian Airlines® Visa®
	10,000 bonus miles with first purchase. 1 HawaiianMile for every net retail dollar spent up to 100,000 miles per calendar year.2 HawaiianMiles for every dollar spent on tickets purchased directly from Hawaiian Airlines up to 100,000 miles per calendar year  * 2,000 miles each anniversary as a cardholder Card issued by FIA Card Services, N.A.

Discover® More Card
	5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more * 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners *

Discover® More Card - Wildlife Collection
	Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Discover® More Card - American Flag
	Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Discover® More Card - Monogram
	Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Discover® More Card - Sealife Collection
	Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus  Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Discover® More Card – Clear
	Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR*

Discover® Motiva Card

Cash Rewards for your good credit management!* Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners No annual fee Free payment by phone *

Miles by Discover® Card
	A Miles card with no annual fee! No blackout dates Double Miles on food and travel, up to $3,000 each year 1 Mile for every $1 you spend Unlimited Miles while your account is active 0% Intro APR*

Discover® Open Road Card
	0% Interest* on Purchases for 6 Months Build Your Credit History Full 5% Cashback Bonus® on gas and auto maintenance purchases* Up to 1% Cashback Bonus on all other purchases* $0 Fraud Liability Guarantee No Annual Fee

Advanta Platinum BusinessCard with Cash Back OR Travel Rewards
	0% APR on balance transfers for 16 months 7.99% Fixed APR thereafter 5% Cash Back or Travel Rewards Exclusive offers that can save your business hundreds...even thousands of dollars!

Advanta MasterCard ® Platinum BusinessCard with Cash Back OR Travel Rewards
	0% APR on balance transfers for 16 months 7.99% Fixed APR thereafter 5% Cash Back or Travel Rewards Exclusive offers that can save your business hundreds...even thousands of dollars!