Reward Credit Cards
Reward credit cards feature either cash back or rewards programs. Rewards Program Credit Cards
"reward" you for using them with cash back incentives, airline miles and rebate programs.
Credit Cards with Rewards Programs
Credit Cards with Rewards Programs usually "reward" the card holder incentives, rebates and even cashback rewards
for purchases they make on their credit card. You can get additional airline miles, cashback rewards or discounts
on merchandise for each dollar charged on such a card. Rewards Cards usually require better than average credit for
approval.
Airline Mile Credit Cards
Put simply, airline mile credit cards or frequent flyer credit cards give you airline miles credits (or frequent
flyer miles) whenever you use your card. Typically, you as the cardholder accumulate "points" based on the dollar
amount of your credit card purchases over a period of time. Based on a predetermined point level, you can then
redeem those points for airline travel (much like frequent flyer miles).
Each airline mile credit card is a bit different; therefore, be sure to read the fine details in the card’s
terms and conditions to find out how many airline miles you gain for every dollar spent in purchases. Also, watch
out for how many airline miles you will need to accumulate before you qualify for a free airline ticket. Finally,
find out whether or not airline miles expire if you do not use them within a specified amount of time. Because
airline mile reward programs can be costly for credit card companies, many airline mile credit cards come with an
annual fee. These cards are great for people who frequently travel or for those who want to use their cards to plan
vacations, but the associated fee might make them impractical for other types of cardholders.
Cash Back Credit Cards
Cash back credit cards give you cash rewards for making purchases with the card. The more the card is used, the
more cash rewards you usually get. Most cash back rates are around 1% of your total purchases, excluding interest
and finance charges. However, some cards offer a higher cashback percentage with increased usage while still others
offer a higher cash back percentage at select merchants or for particular types of purchases. Since cash back
programs are costly to the credit card companies, some cash back credit cards also have an annual fee, which can
vary from $50 to $100. This type of card is particularly good for people who are faithful about paying off their
balances each month. If used appropriately a cash back credit card can earn the cardholder a significant amount of
money over time.
|
Discover® More(SM) Card
|
 |
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies
and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping
site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
|
|
Discover® More(SM) Card - Wildlife Collection
|
 |
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
|
|
Discover® More(SM) Card - American Flag
|
 |
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
|
|
Discover® More(SM) Card - Monogram
|
 |
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
|
|
Discover® More(SM) Card - Sealife Collection
|
 |
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance
Transfers*
|
|
Discover® More(SM) Card – Clear
|
 |
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance
Transfers*
|
|
Discover® Motiva(SM) Card
|
 |
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you
make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping
site
- Up to 1% Cashback Bonus on all other purchases
- 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance
Transfers*
|
|
Miles by Discover® Card
|
 |
- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the
first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- No Annual Fee
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name
Partners or cash starting at just 1,000 Miles
|
Reward Cards At A
Glance
* See the online Discover
credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate
information. However all credit card information is presented without warranty.
|